OBJECTIVE: This article provides information on benefits provided to Help at Home Caregivers through PanAmerican.
Help at Home offers medical plans from Pan-American that pay fixed amounts for certain types of healthcare. These plans are limited-benefit medical plans—not comprehensive health insurance. They pay fixed cash amounts for specific services instead of covering a large share of your total medical costs.
These plans are best understood as basic or supplemental coverage, and you should compare them with comprehensive options (like Marketplace or Medicaid plans) to decide what’s right for you. Please be aware that these plans may have limits on what they cover and may not pay for a large portion of medical costs.
The below chart provides a summary of what each plan covers. More detailed descriptions of each plan can be found in the benefit guide.
Video resource: Preventive Care
See attachments.
Source: Benefits Team