OBJECTIVE: This article provides information about Short Term Disability for Help at Home Caregivers.
If you become disabled and are unable to work, disability insurance can replace a percentage of your lost income to help you continue to pay living expenses. Short–Term Disability Short–Term Disability (STD) is an optional employee–paid benefit that provides income replacement for a portion of your salary for up to 180 days if you are unable to work because of a qualified illness, injury, or birth of a child. Pre–existing conditions are not excluded for short–term disability (STD) coverage. Please note that benefits begin after a required 14–day waiting period.
Source: Benefits Team