OBJECTIVE: This article provides information about the 401(k) Plan offered to Help at Home employees.
Help at Home is dedicated to assisting you in planning for the future by offering a 401(k) plan through Fidelity Investments. Your retirement contributions will be automatically deducted from each paycheck, providing a convenient way to build savings and achieve your financial goals.
New in 2025:
- Employees aged 60-63 can boost their annual 401(k) catch-up contributions to $10,000.
Save with Pre-tax and Post-tax Dollars!
You may save through Roth 401(k) post-tax deductions or the traditional pre-tax 401(k) deduction.
• Roth post-tax contributions and their earnings are tax free withdrawals when you retire.
• Traditional 401(k) pre-tax deductions and their earnings are taxable in retirement.
• Non-union employees age 21 and older are eligible to participate in the 401(k) Savings Plan.
You can start or stop participating, as well as increase or decrease your contribution amount, at any time by calling Fidelity at 800-835-5097 or visiting their website www.401k.com.
NOTE: Please note that changes to participation could take 2-3 pay cycles to appear in your paycheck.
Beneficiaries
Fidelity supports online beneficiary designations. Please complete your beneficiary designation on Fidelity’s site at www.401k.com.
Questions regarding the plan and investing should be directed to Fidelity at 800-835-5097 or visit www.401K.com for more information.
For Automated information call virtually any time, 24/7. For representative assistance: call between 8:30 a.m. and 8:00 p.m. ET, Monday - Friday.
Source: Benefits Team